Savings Rates
Deposit Products
Savings and Checking Rates
Effective Date: Friday, July 18th, 2025
| Name | Dividend Rate | APY | Compounding |
|---|---|---|---|
| Regular Passbook | 1.50% | 1.51% | Quarterly |
| Grand Saver | 2.50% | 2.52% | Quarterly |
| IRA | 3.00% | 3.03% | Quarterly |
| Youth Savings | 2.00% | 2.02% | Quarterly |
| Christmas Club | 1.50% | 1.51% | Quarterly |
| 6 Month Certificate | 4.00% | 4.06% | Quarterly |
| 12 Month Certificate | 4.00% | 4.06% | Quarterly |
| 18 Month Certificate | 3.50% | 3.56% | Quarterly |
| 24 Month Certificate | 3.50% | 3.56% | Quarterly |
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