Savings Rates

Deposit Products

Savings and Checking Rates

Effective Date: Tuesday, February 7th, 2023

Name	Dividend Rate	APY	Compounding
Regular Passbook	1.05%	1.06%	Quarterly
Grand Saver	1.25%	1.26%	Quarterly
IRA	1.45%	1.46%	Quarterly
Youth Savings	1.25%	1.26%	Quarterly
Christmas Club	1.05%	1.06%	Quarterly
6 Month Certificate	2.25%	2.27%	Quarterly
12 Month Certificate	3.00%	3.03%	Quarterly
18 Month Certificate	3.50%	3.55%	Quarterly
24 Month Certificate	4.00%	4.06%	Quarterly