Savings Rates

Deposit Products

Savings and Checking Rates

Effective Date: Monday, December 29th, 2025

Name	Dividend Rate	APY	Compounding
Regular Passbook	1.25%	1.26%	Quarterly
Grand Saver	2.25%	2.27%	Quarterly
IRA	2.75%	2.78%	Quarterly
Youth Savings	1.75%	1.76%	Quarterly
Christmas Club	1.25%	1.26%	Quarterly
6 Month Certificate	3.75%	3.80%	Quarterly
12 Month Certificate	3.75%	3.80%	Quarterly
18 Month Certificate	3.25%	3.29%	Quarterly
24 Month Certificate	3.25%	3.29%	Quarterly